Stupid Car Trouble
Nov. 27th, 2004 01:44 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
xerox78Yesterday, I took my car to the body shop for an estimate after an earlier fender bender. I had been sitting at a dead stop at the end of a long line of traffic for at least a full minute when some guy came up and slammed into the back of me. When we both got out of our cars, he asked me if I was injured. I told him no, and started poking around in my purse for paper and a writing utensil. While I was still looking, he hopped back in his car and took off. I managed to write down his license plate (personalized) and the make and model of his car. (Lexus ES300) Since I don't carry a cell phone, I drove home, which is right around the corner from the accident and called the police from there to file a report. After about an hour, a policewoman showed up and took the info I gave her and said that she would track him down.
More than a week went by and I still hadn't heard from her so I called her at the precinct. She came by and gave me a piece of paper with the man's name, address, driver's license number, and insurance company (Geico) written on it. So I called Geico to file a claim. They tell me that they have no record for anyone under his name, address, DL number, or anything and if I want to file a claim, I have to do it under my own insurance. Well, I want to have my bumper fixed, so I call my own insurance. They say they have to file that I was hit by an uninsured motorist since no one can seem to track the guy down.
Fast forward to now. Yesterday was the first chance I had to take my car to the shop for an estimate, what with my job complete with 2-hour/75-mile round trip commute, which means I can't bring it in during lunch time. It is going to cost nearly $900 to get the bumper fixed, plus I have to pay a $200 deductible. Is it fair that I should have to pay anything and have my insurance rates go up when it was that man who hit me, that man who drove off without giving any information, and that man who apparently gave the police false insurance information. And just to rub it all in, since the guy who hit me lives less than a mile from my home, I get to see him flying around town all the time in his brand new Jaguar. Since I still have his address, I am sorely tempted to go to his place and key up his car and bust all his tires. With my luck, I'd be caught and thrown in jail.
Do I sound bitter?
More than a week went by and I still hadn't heard from her so I called her at the precinct. She came by and gave me a piece of paper with the man's name, address, driver's license number, and insurance company (Geico) written on it. So I called Geico to file a claim. They tell me that they have no record for anyone under his name, address, DL number, or anything and if I want to file a claim, I have to do it under my own insurance. Well, I want to have my bumper fixed, so I call my own insurance. They say they have to file that I was hit by an uninsured motorist since no one can seem to track the guy down.
Fast forward to now. Yesterday was the first chance I had to take my car to the shop for an estimate, what with my job complete with 2-hour/75-mile round trip commute, which means I can't bring it in during lunch time. It is going to cost nearly $900 to get the bumper fixed, plus I have to pay a $200 deductible. Is it fair that I should have to pay anything and have my insurance rates go up when it was that man who hit me, that man who drove off without giving any information, and that man who apparently gave the police false insurance information. And just to rub it all in, since the guy who hit me lives less than a mile from my home, I get to see him flying around town all the time in his brand new Jaguar. Since I still have his address, I am sorely tempted to go to his place and key up his car and bust all his tires. With my luck, I'd be caught and thrown in jail.
Do I sound bitter?
